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Price the life you want
Start from a pack or your own list. Every item opens into a receipt: the home, the car, the trips, the help. Rough numbers first, real quotes when you have them.
Math of Me puts a price on the life you actually want, then shows the distance from the life you have. One number, in your currency, on your device. Free.
No account. No ads. Nothing leaves your phone unless you ask it to.
The unpriced life
Ask someone what their ideal life costs and they'll give you a feeling. Ask what it costs per month, before tax, with the freedom to stop working built in, and the feeling goes quiet.
Guessing feels like knowing. It isn't. A guess can't be closed, because you can't see how far away it is.
Math of Me replaces the guess with a receipt. Then it keeps the receipt honest, month after month.
How it works
Start from a pack or your own list. Every item opens into a receipt: the home, the car, the trips, the help. Rough numbers first, real quotes when you have them.
Your income today against what your ideal self needs, including investing enough to be free by the year you pick. A multiple you can't unsee.
Seal the leaks that delay you. Log the days you earned your pace. Climb the ladder of what's within reach now, next, and after that.
Small numbers, long shadows
A leak is money that leaves every month and buys nothing your ideal self would keep. Slide to see what yours is doing to the date you become free. It uses the numbers you entered above.
Same return, same inflation, same target as your full math. The only thing that changes is where the money goes.
Free and member
Everything that finds your number costs nothing and never will. Membership is for keeping it: across your devices, in your inbox, and honest over time.
Free
No account. No card. No time limit.
Works offline. Add it to your home screen.
Member
That's US$3.25 a month. Less than the smallest leak it will find.
Cancel any time. Full refund in the first 14 days. Your data stays yours either way.
One email when membership opens, with the founding price locked for your first year. Nothing else, ever.
Your numbers are yours
Without an account, nothing you type is sent anywhere. The calculator runs entirely in your browser or app.
No analytics that identify you, no advertising SDKs, no selling of anything to anyone. There is nothing to opt out of.
Your data, your account and your sign-in erased together, from inside the app, immediately. No email to support.
Member records live in Frankfurt under row-level rules that let only your session read them. Cards never touch us; Stripe handles payment.
Questions
No. Math of Me does arithmetic on numbers you provide and assumptions you can change: inflation, return, withdrawal rate, tax. It never tells you what to buy, sell or do. Talk to a qualified professional before making financial decisions.
You wouldn't, until the number matters enough that you want it kept. Membership is memory: your math on every device, a review in your inbox each month so the number can't drift unseen, and the plainer tone and saved plans for people who are actually working the gap. The arithmetic itself stays free, always.
Thirty-three, with local prices and local leaks: TT dollars, US dollars, Jamaican and Barbadian dollars, EC dollars, Guyanese dollars, pounds, euros, Canadian dollars, naira, cedi, shillings, rand, rupees, pesos, reais, yen, yuan, dirhams, riyals and more. You enter the published rate from your central bank; the app never fetches one behind your back.
Neither. The free calculator is pure arithmetic and works offline once it has loaded. There is no AI deciding anything about your money. Members use the internet only to sync and to receive the monthly email.
The starter packs are illustrations, scaled to your currency, so the first number appears in seconds. Every line is meant to be replaced with a real quote from your own life. The app tracks how much of your number is real versus rough, and nudges you to firm it up.
Overreach LLC, from Trinidad and Tobago. Math of Me is the finance piece of a larger idea: that the distance between who you are and who you're becoming can be measured, and anything measured can be closed.
Two minutes to your first number. Free, on your device.